Last Updated: January 2026 | Effective Date: January 1, 2026

Table of Contents

1. Definitions

For the purposes of these Terms and Conditions, the following definitions shall apply:

2. Eligibility Requirements

By registering an account with ipo135, you represent and warrant that you meet all of the following eligibility criteria:

2.1 Age Requirement

You must be at least 21 years of age or older to create an account and use ipo135's Services. We reserve the right to request proof of age at any time, and accounts found to belong to underage individuals will be immediately suspended and all funds forfeited in accordance with responsible gaming regulations.

2.2 Jurisdiction and Residency

You must be a resident of Indonesia and physically located within Indonesian territory when accessing or using our Services. Use of VPN, proxy servers, or other methods to circumvent geographic restrictions is strictly prohibited and constitutes grounds for immediate account termination.

2.3 Legal Capacity

You must have the legal capacity to enter into binding contracts under Indonesian law. You are not prohibited by any applicable law, regulation, or court order from using online gaming services, and you are not registered with any self-exclusion program or gambling addiction treatment facility.

2.4 Single Account Requirement

Each individual person is permitted to hold only one (1) active account with ipo135. Creation of multiple accounts, duplicate accounts, or attempts to circumvent this limitation through the use of different personal details, payment methods, or devices constitutes a material breach of these Terms and will result in closure of all associated accounts and forfeiture of balances.

Important Notice

By creating an account, you acknowledge that online gaming involves financial risk and that you may lose money. You agree to gamble responsibly, within your financial means, and to use the responsible gaming tools provided by ipo135 to maintain control over your gaming activities.

3. Account Registration and Security

3.1 Registration Process

To create an account with ipo135, you must provide accurate, current, and complete information including your full legal name as it appears on your Indonesian identity card (KTP), date of birth, residential address, valid email address, and mobile phone number. Providing false, misleading, or fraudulent information constitutes a material breach of these Terms and may result in immediate account suspension and referral to appropriate authorities.

3.2 Identity Verification (KYC)

As part of our commitment to security and regulatory compliance, ipo135 implements mandatory Know Your Customer (KYC) procedures. You will be required to submit clear, legible copies of your Indonesian identity card (KTP) and a recent photograph for verification purposes. Additional documentation such as proof of address or payment method verification may be requested at our discretion. Withdrawal requests may be delayed or denied until KYC verification is successfully completed.

3.3 Account Security Responsibilities

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your account credentials with any third party or allow any other person to access your account. You agree to notify ipo135 immediately upon becoming aware of any unauthorized access to or use of your account. ipo135 shall not be liable for any losses or damages resulting from your failure to maintain account security or from unauthorized account access that occurs without our negligence.

3.4 Account Information Updates

You must immediately notify ipo135 of any changes to your registration information, including changes of address, phone number, email address, or payment methods. Failure to maintain current contact information may result in delayed communications, inability to receive important account notifications, or difficulties processing withdrawals.

4. Deposits and Withdrawals

4.1 Deposit Methods and Processing

ipo135 supports deposits via Indonesian banks (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI, Bank Permata) and e-wallet services (OVO, DANA, GoPay, ShopeePay, LinkAja). The minimum deposit amount is Rp 25,000. Deposits are typically credited to your account instantly, though processing times may vary depending on the payment method and banking system conditions. You may only deposit funds from payment methods registered in your own legal name. Third-party deposits are strictly prohibited.

4.2 Withdrawal Process and Requirements

Withdrawals may be requested once your account has successfully completed KYC verification. The minimum withdrawal amount is Rp 50,000, and the maximum single withdrawal amount is Rp 50,000,000. Withdrawal requests are processed to the same payment method used for deposit unless alternative arrangements are approved by our finance team. Processing times vary: e-wallet withdrawals typically complete within 5-15 minutes, bank transfers within 2-30 minutes during banking hours (08:00-16:00 WIB Monday-Friday, excluding Indonesian public holidays).

4.3 Withdrawal Verification and Security

ipo135 reserves the right to conduct additional verification procedures for withdrawal requests, particularly for first-time withdrawals, large amounts, or when we identify potential security concerns. This may include requesting additional identification documents, proof of payment method ownership, or source of funds documentation. We may delay or decline withdrawal requests if we have reasonable grounds to suspect fraudulent activity, money laundering, breach of these Terms, or violation of applicable regulations.

4.4 Wagering Requirements

Deposited funds must be wagered at least one (1) time at minimum odds before becoming eligible for withdrawal. This anti-money laundering measure ensures ipo135 is not used as a payment transfer service. Bonus funds are subject to specific wagering requirements detailed in the applicable bonus terms and conditions.

4.5 Fees and Charges

ipo135 does not charge fees for deposits or withdrawals. However, your bank or payment service provider may impose their own transaction fees or charges, which are beyond our control and your sole responsibility. Currency conversion fees may apply if your payment method processes transactions in a currency other than IDR.

Key Terms at a Glance

Essential principles governing your use of ipo135

Age 21+ Required

All ipo135 members must be at least 21 years old and provide valid Indonesian identification. Age verification is mandatory, and underage accounts are immediately closed with funds forfeited.

One Account Per Person

Each individual may maintain only one account. Multiple accounts, regardless of personal details used, violate our terms and result in closure of all accounts with balance forfeiture.

Own-Name Payments Only

Deposits and withdrawals must use payment methods registered in your own legal name. Third-party payments are prohibited for security and anti-money laundering compliance.

KYC Verification Required

Identity verification via Indonesian KTP and selfie photo is mandatory before processing withdrawal requests. Keep your documents ready for fast verification.

Bonus Terms Apply

All bonuses come with specific wagering requirements, eligible games, maximum bet limits, and expiration dates. Read full bonus terms before claiming any promotion.

Fair Play Standards

Fraudulent activity, collusion, bonus abuse, or use of betting systems to exploit bonuses results in account termination and voiding of all winnings and balances.

5. Bonuses and Promotions

5.1 Bonus Eligibility

Bonuses and promotions are offered at ipo135's sole discretion and may be modified, suspended, or terminated at any time without prior notice. Unless explicitly stated otherwise, each bonus or promotion is limited to one use per User, per household, per IP address, per device, and per payment method. Attempting to claim bonuses multiple times through creation of duplicate accounts or other circumvention methods constitutes bonus abuse and will result in forfeiture of all bonus funds, associated winnings, and potential account closure.

5.2 Wagering Requirements

All bonus funds are subject to wagering requirements before becoming withdrawable. The specific wagering requirement (expressed as a multiple such as 10x, 20x, 30x, etc.) is stated in each promotion's terms and conditions. For example, a Rp 100,000 bonus with 20x wagering requires Rp 2,000,000 in total wagers before any winnings can be withdrawn. Wagering contributions vary by game type: slots typically contribute 100%, table games may contribute 10-20%, and certain games may be entirely excluded from bonus wagering.

5.3 Maximum Bet Restrictions

While wagering bonus funds, you are subject to maximum bet limits specified in the bonus terms, typically Rp 10,000-25,000 per round or spin. Exceeding the maximum bet limit constitutes a breach of bonus terms and may result in forfeiture of the bonus and associated winnings, even if you successfully complete wagering requirements.

5.4 Bonus Expiration

Bonuses and any associated wagering requirements must be completed within the specified timeframe, typically 7-30 days from the date of crediting. Unused bonuses or incomplete wagering requirements will expire automatically, and any remaining bonus balance will be removed from your account.

5.5 Right to Refuse or Revoke

ipo135 reserves the right to refuse any bonus claim or revoke bonus eligibility from any User at our sole discretion, particularly in cases of suspected bonus abuse, irregular betting patterns, or violation of fair play principles.

6. Gaming Rules and Fair Play

6.1 Fair Play Commitment

ipo135 is committed to providing fair gaming experiences. All games use certified Random Number Generator (RNG) technology independently audited to ensure truly random outcomes. We strictly prohibit any form of cheating, collusion, fraudulent activity, or exploitation of software vulnerabilities. Users found engaging in such activities will have their accounts immediately suspended, all winnings voided, and may face legal action.

6.2 Prohibited Activities

The following activities are strictly prohibited and constitute material breaches of these Terms:

6.3 Irregular Play Patterns

ipo135 employs sophisticated monitoring systems to detect irregular play patterns that may indicate bonus abuse, collusion, or fraudulent activity. If we identify suspicious patterns, we reserve the right to freeze your account pending investigation, request additional documentation, delay withdrawals, or close your account and forfeit all balances.

6.4 Game Malfunctions

In the event of a game malfunction, software error, or technical issue that affects game outcomes or payouts, ipo135 reserves the right to void affected bets and refund stakes. We are not liable for losses resulting from technical malfunctions beyond our reasonable control, though we will make commercially reasonable efforts to resolve issues promptly and fairly.

7. Limitations of Liability

7.1 Service Availability

While ipo135 strives to provide uninterrupted service, we do not guarantee that our platform will be available at all times or free from errors. We reserve the right to suspend services for maintenance, updates, or emergency repairs without prior notice. ipo135 shall not be liable for any losses or damages resulting from service interruptions, platform downtime, or technical difficulties.

7.2 Third-Party Services

ipo135 is not responsible for the performance, availability, or actions of third-party services including payment processors, game providers, or internet service providers. Any issues with third-party services should be addressed directly with the relevant provider.

7.3 User Responsibility

You acknowledge that online gaming involves risk and that you may lose money. ipo135 is not responsible for any financial losses you incur through use of our Services. You agree to gamble responsibly, within your financial means, and to use responsible gaming tools to maintain control over your gaming activities.

7.4 Maximum Liability

To the maximum extent permitted by applicable law, ipo135's total liability to you for any claim arising from or related to these Terms or your use of our Services shall not exceed the total amount you have deposited to your account in the six (6) months immediately preceding the event giving rise to the claim.

8. Account Suspension and Termination

8.1 Suspension by ipo135

We reserve the right to suspend or freeze your account immediately if we have reasonable grounds to believe you have violated these Terms, engaged in fraudulent activity, or if required by law or regulatory authorities. During suspension, you will be unable to access your account, place bets, or request withdrawals pending investigation.

8.2 Termination by ipo135

ipo135 may terminate your account and these Terms at any time for any reason, including but not limited to breach of Terms, fraudulent activity, failure to complete KYC verification, or provision of false information. Upon termination, any remaining legitimate balance in your account will be returned to you after deduction of any amounts owed to ipo135, unless the termination is due to fraudulent activity in which case all funds may be forfeited.

8.3 Voluntary Closure

You may request closure of your account at any time by contacting customer support. Before processing account closure, we will complete any pending transactions, settle any outstanding balances, and return legitimate funds to your verified payment method. Once closed, accounts cannot be reopened except at ipo135's sole discretion.

8.4 Self-Exclusion

As part of our responsible gaming commitment, ipo135 offers self-exclusion options for Users who wish to take a break from gaming. Self-exclusion periods range from 24 hours to permanent exclusion. During self-exclusion, your account will be inaccessible and you will be prevented from creating new accounts. For more information, please visit our Responsible Gaming page.

9. Governing Law and Dispute Resolution

9.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with international gaming regulations and the laws applicable to online gaming operations serving the Indonesian market, to the extent not prohibited by Indonesian law. You acknowledge that online gaming is subject to evolving legal frameworks and agree to comply with all applicable laws and regulations.

9.2 Dispute Resolution

In the event of any dispute arising from or relating to these Terms or your use of ipo135's Services, you agree to first attempt to resolve the matter through good-faith discussions with our customer support team. If the dispute cannot be resolved through customer support, you may escalate the matter to our management team via email to [email protected].

9.3 Arbitration

If a dispute cannot be resolved through customer support or management review, you agree that the dispute shall be submitted to binding arbitration in accordance with internationally recognized arbitration rules, with the arbitration to be conducted in English. The decision of the arbitrator shall be final and binding on both parties.

9.4 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against ipo135.

Contact Information

If you have any questions about these Terms and Conditions, please contact our support team:

Email: [email protected] (text only, not a clickable link)

24/7 Live Chat: Available through your account dashboard after login

Need Help Understanding Our Terms?

Our customer support team is available 24/7 to answer questions about these Terms and Conditions, account policies, or any other aspect of ipo135's Services.

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